Bachus (AL)

#22

Would give FEMA greater authority to manage the transfer of flood insurance policies to the government and control the overall size of the NFIP Direct program.

Bachus (AL)

#23

Would allow for a possible fourth and five year suspension of the mandatory purchase for certain communities that are making more than adequate progress in their construction of their flood protection systems.

Biggert (IL)

#24

Would make technical corrections to the bill.

Brady, Kevin (TX)

#25

Would requires the FEMA Administrator to provide to a property owner newly included in a revised or updated proposed flood map a copy of the proposed flood insurance map and information regarding the appeals process at the time the proposed map is issued.

Burton (IN), Stark (CA)

#2

Would require written notification by first class mail to each property owner affected by a proposed change in flood elevations, prior to the 90-day appeal period. Notification would include an explanation of the appeals process and contact information for responsible officials.

Canseco (TX)

#21

Would require the administrator of FEMA to report to Congress within 6 months of the bill becoming law a plan for how the agency can pay back within 10 years the roughly $18 billion it currently owes to Treasury.

Cardoza (CA)

#14

Would eliminate requirements to more broadly map areas considered to be residual risk.

Cardoza (CA)

#15

Would further clarify “areas of residual risk” to be areas that have a history of repetitive loss since December 31, 1974.

Cuellar (TX)

#30

Would require the Administrator to communicate with communities located in areas where flood insurance rate maps have not been updated in 20 years or more and the appropriate State emergency agencies to resolve outstanding issues, provide technical assistance, and disseminate all necessary information to reduce the prevalence of outdated maps in flood-prone areas.

Flake, Jeff (AZ)

#3

Would strike additional coverage provided in H.R. 1309 for business interruption and cost of living expenses.

Loebsack (IA)

#16

Would require FEMA to notify a prominent local television and radio station of projected and proposed changes to flood maps and to grant an additional 90 days for property owners or a community to appeal proposed flood maps, beyond the original 90 day appeal period, so long as community leaders certify they believe there are property owners unaware of the proposed flood maps and appeal period, and community leaders would use the additional 90 day appeal period to educate property owners on the proposed maps and appeal process.

Luetkemeyer (MO)

#12

Would provide coverage to those policy holders who were either: 1). Forced to buy a mandatory policy between the time that FEMA made a FIP determination and the time they announced it; or 2.) Voluntarily purchased a policy but are not eligible NFIP coverage because the end of their 30 day waiting period falls in that period of time between a FEMA determination of an FIP and FEMA’s announcement of that determination.

Luetkemeyer (MO)

#13

Would require FEMA to study their processes and procedures for making an FIP determination and report their findings to Congress within six months from the date of enactment of the underlying bill.

Matsui (CA)

#26

Would modify language in the bill so that newly mapped properties are phased-in to full actuarial, flood insurance rates at a consistent rate of 20% per year over 5 years and requires that newly mapped properties pay 100% of actuarial rates at the end of the 5 year phase in.

McGovern (MA)

#29

Would allow communities to be reimbursed for certain costs associated with a successful challenge to a bona fide mapping error made by FEMA resulting in a Letter of Map Revision.

Miller, Candice (MI)

#5

Would terminate current spending on TV and Radio commercials being aired to promote the NFIP in all 50 states and directs remaining funds to pay down NFIP’s debt. Would continue FEMA’s mailing programs that are used to notify current policy holders of changes to their policies and maps as well as other educational publications they produce.

Miller, Candice (MI)

#6

Would require lenders to accept flood insurance on the outstanding principal balance of loan as a first option to homeowners in the case that the homeowner will want to opt-out of NFIP upon termination of the loan versus requiring homeowners to purchase insurance on the full replacement cost value of their home.

Miller, Candice (MI)

#7

Revised Would terminate the National Flood Insurance Program by December 2013 and allow states to form regional insurance compacts to spread risk. Continues to allow the Federal Emergency Management Agency to assist in their efforts in producing high quality flood maps, as well as assist states and the private sector to insure against flood loss.

Palazzo (MS)

#27

Would ensure that there is adequate representation from Gulf Coast States on the Technical Mapping Advisory Panel.

Palazzo (MS)

#28

Would afford policy holders the right to request engineering reports and other documents relied on by the Administrator and/or participating companies in determining whether the damage was caused by flood or any other peril.

Ros-Lehtinen (FL), Rivera (FL), Wilson (FL), Hinojosa (TX), Holt (NJ)

#11

Would strike the part of Section 5 “Reforms of Premium Rates” that would increase annual limit on premium rates increases from 10% to 20%. This will prevent a 100% increase in possible premium hikes.

Scott, Bobby (VA)

#18

Would direct the GAO to conduct a study of the means and effects of facilitating a market for all-peril insurance policies for residential properties.

Sherman (CA)

#17

Would require FEMA to reduce the number of flood insurance policies that are directly managed by the Agency to not more than 10% of the total number of flood insurance policies in force.

Speier (CA)

#8

Would make it a violation for a lender, whose only interest in the property is the amount of the outstanding mortgage indebtedness, to require a homeowner to purchase more than the legally required amount of flood insurance—an amount equal to the outstanding principal balance of the loan.

Terry (NE), Berg (ND)

#10

Would protect insureds during a ‘flood in progress’, if the insured has purchased flood insurance and has not sustained damage or loss within the 30 day window.

Walberg (MI)

#19

Would place a moratorium on the issuance of any updated rate maps from the date of enactment until the Technical Mapping Advisory Council submits to the FEMA Administrator and Congress the proposed new mapping standards. It would allow for the revision, update and change of rate maps only pursuant to a letter of map change, which includes a letter of map amendment, letter of map revision, and letter of map revision based on fill.

Walberg (MI)

#20

Would place a moratorium on the issuance of any updated rate maps from the date of enactment until the Technical Mapping Advisory Council submits to the FEMA Administrator and Congress the proposed new mapping standards.

Walz (MN)

#9

Would allow state and local governments to use the Army Corps of Engineers to evaluate locally-operated levee systems which were either built or designed by the Corps, and which are being reaccredited as part of a National Flood Insurance Program remapping. All costs associated with evaluations would continue to be covered by the state or local government requesting the evaluation.

Waters (CA)

#4

Would streamline and reauthorize the Flood Mitigation Assistance Program, the Repetitive Flood Claims Program and the Severe Repetitive Loss Program in order to improve their effectiveness and efficiency.

Westmoreland (GA)

#1

Revised Would add a reserve fund requirement to the National Flood Insurance Program.