SPEAKER INDEX    CONTENTS   INSERTS   
ACKERMAN        33     34     87     88     89  
BARTLETT        71     85     92  
BEASON          95     96  
BENTSEN         28     29     30     58     61     63     64     65  
BEREUTER        20     21     22  
BIGGERT         31     32     33     58     59     60     90     91     92  
                93     94  
BRAIN           74  
BREITENSTEIN    98    101    102    118  
CAPUANO         43     44     45     46  
CARSON          37  
GENSLER         10     16     17     18     19     21     22     23     24  
                25     26     27     29     30     31     32     33     34  
                35     36     39     41     42     44     45     46     47  
GONZALEZ        40     41     42     43  
HARDING         68     86     91     95  
HENDRICKS      103    118    119  
HOOLEY          35     36  
INSLEE          37     39  
KELLY           25     26     27     28  
LAFALCE          4      5     18     19     20     42     54     55     56  
                57     58    101    116    118    119  
LEACH            1      4      5      8      9     10     15     17     20  
                22     25     28     31     33     34     35     37     40  
                43     46     47     48     52     54     58     61     67  
                71     74     77     79     81     84     87     89     90  
                91     94     95     96     98    101    102    103    106  
               110    113    116    120  
LUCAS           43  
MALONEY         22     23     24     25  
MEYER           81     87     88     89  
MIERZWINSKI   107  
MOORE           40     47  
PRITTS         110  
RHEEL           77     90     93     94  
ROUKEMA          8     15     16     17     52     65     66     84     86  
RYUN            47     52     53     54  
SCHAKOWSKY      46  
SEBELIUS        49     53     55     56     57     58     59     60     62  
                63     64     66     67  
TERRY           35  
WEICH          113  
YINGLING        79  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY
                                                                 PAGE     9

STATEMENT OF HON. KATHLEEN SEBELIUS, COMMISSIONER OF INSURANCE, STATE OF KANSAS; VICE PRESIDENT, 
NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS
                                                                 PAGE    49

STATEMENT OF DR. RICHARD K. HARDING, M.D., PRESIDENT-ELECT, AMERICAN PSYCHIATRIC ASSOCIATION, VICE 
CHAIR, CLINICAL AFFAIRS AND PROFESSOR OF PSYCHIATRICS AND PEDIATRICS, UNIVERSITY OF SOUTH CAROLINA 
SCHOOL OF MEDICINE
                                                                 PAGE    67

STATEMENT OF HON. STEVEN BARTLETT, PRESIDENT, FINANCIAL SERVICES ROUNDTABLE
                                                                 PAGE    71

STATEMENT OF DONALD C. BRAIN, JR., CPA; PRESIDENT, LOCKTON BENEFIT COMPANY, ON BEHALF OF THE 
INDEPENDENT INSURANCE AGENTS OF AMERICA
                                                                 PAGE    74

STATEMENT OF ROBERT H. RHEEL, SENIOR VICE PRESIDENT, FIREMAN'S FUND, ON BEHALF OF THE AMERICAN 
INSURANCE ASSOCIATION
                                                                 PAGE    77

STATEMENT OF EDWARD L. YINGLING, DEPUTY EXECUTIVE VICE PRESIDENT, AMERICAN BANKERS ASSOCIATION
                                                                 PAGE    79

STATEMENT OF MS. ROBBIE MEYER, SENIOR COUNSEL, AMERICAN COUNCIL OF LIFE INSURERS
                                                                 PAGE    81

STATEMENT OF NICOLE BEASON, ESTHER PETERSON FELLOW, WASHINGTON OFFICE, CONSUMERS UNION
                                                                 PAGE    95

STATEMENT OF A.G. BREITENSTEIN, JD, MPH, CHIEF PRIVACY OFFICER, CHOOSING.HEALTH.COM
                                                                 PAGE    98

STATEMENT OF EVAN HENDRICKS, EDITOR AND PUBLISHER, ''PRIVACY TIMES''
                                                                 PAGE   103

STATEMENT OF EDMUND MIERZWINSKI, CONSUMER PROGRAM DIRECTOR, U.S. PUBLIC INTEREST RESEARCH GROUP
                                                                 PAGE   107

STATEMENT OF JOY L. PRITTS, SENIOR COUNSEL, HEALTH PRIVACY GROUP, GEORGETOWN UNIVERSITY
                                                                 PAGE   110

STATEMENT OF RONALD WEICH, PARTNER, ZUCKERMAN, SPAEDER, GOLDSTEIN, TAYLOR AND KOLKER, LLP, ON 
BEHALF OF THE AMERICAN CIVIL LIBERTIES UNION
                                                                 PAGE   113


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