Starting with the 2019 plan year (for which you’ll file taxes by July 15, 2020), the fee for not having health insurance no longer applies. If you don’t have coverage during 2019 or later, you don’t need an exemption to avoid the penalty.

• If you’re 30 or older and want a “Catastrophic” health plan, you must apply for a hardship exemption to qualify. See details about exemptions and catastrophic coverage.
• If you live in Maryland, visit Maryland Health Connection for information on exemptions.
• If you live in the District of Columbia, visit DC Health Link.
• If you live in California, visit Covered California for information on 2020 exemptions and beyond.

Learn more about health coverage exemptions

• Learn about hardship exemptions, forms, and how to apply
• Learn what happens after you apply for an exemption