With a bill that would delay massive flood insurance premium increases for millions of property owners widely expected to pass the Senate today, Rep. David McKinley said he doesn't sense the same level of urgency from his colleagues in the House.

The Senate measure, which cleared a key procedural vote Monday, essentially hits the pause button on a federal law, known as the Biggert-Waters Flood Insurance Reform and Modernization Act of 2012, which phases out "subsidized" premiums for properties covered under the FEMA-run National Flood Insurance Program. Property owners in flood zones will see their costs escalate in stages until they reach actuarially sound levels - but all new policies are being written at "full-risk" rates under the law, making it difficult to buy or sell property in a flood zone.

McKinley, R-W.Va., is among many lawmakers who voted for Biggert-Waters but are now leading the charge to soften its effects.

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