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Report
October 20, 2016
In this report, CBO analyzes a policy that would allow Fannie Mae and Freddie Mac to increase their capital by reducing their payments to the government and discusses the effects that it would have on the budget and the mortgage market.
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Report
March 15, 2016
Most activities financed by the Troubled Asset Relief Program (TARP) have now been completed; only mortgage programs remain active. All told, CBO estimates that the net cost of the TARP over its lifetime will total $30 billion.
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Report
December 3, 2015
CBO reviews the federal government’s current role in the multifamily mortgage market and four broad approaches to modifying that role.
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Presentation
October 22, 2015
Presentation by CBO analyst Elizabeth Cove Delisle, with Natalie Tawil, to the Council of Large Public Housing Authorities, describing federal housing assistance to low-income households and the characteristics of households receiving it.
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Working Paper
October 8, 2015
In 2012, the Federal Housing Administration (FHA) reduced fees to refinance FHA-insured mortgages obtained before a retroactive deadline. We estimate that the policy will prevent more than 35,000 defaults of FHA-insured mortgages.
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Cost Estimate
September 28, 2015
As ordered reported by the House Committee on Financial Services on July 29, 2015
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Cost Estimate
September 25, 2015
H.R. 719, as passed by the House on September 24, 2015 with a further amendment (SA 2689, the Continuing Appropriations Act, 2016)
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Report
September 9, 2015
CBO describes federal housing assistance to low-income households and how it has changed since 2000, provides information about the households that receive assistance, and assesses options for altering that assistance.
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Cost Estimate
August 25, 2015
As ordered reported by the House Committee on Financial Services on July 28, 2015
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Cost Estimate
May 14, 2015
As ordered reported by the Senate Committee on Indian Affairs on April 22, 2015
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Cost Estimate
May 4, 2015
As ordered reported by the House Committee on the Judiciary on April 15, 2015
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Cost Estimate
April 3, 2015
As ordered reported by the House Committee on Financial Services on March 26, 2015
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Cost Estimate
April 3, 2015
As ordered reported by the House Committee on Financial Services on March 26, 2015
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Report
March 18, 2015
CBO estimates that, all told, the TARP’s transactions will cost the federal government $28 billion. That estimate accounts for the realized costs of completed transactions and the estimated costs of outstanding and anticipated transactions.
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Report
December 16, 2014
CBO analyzed possible transitions to four alternative market structures that involve choices about whether and how the government would continue to guarantee payment on mortgages and mortgage-backed securities.
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Cost Estimate
December 1, 2014
As introduced in the House of Representatives on November 20, 2014
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Report
November 20, 2014
CBO periodically issues a compendium of options—this installment presents 79—to inform lawmakers about the budgetary effects of ways to reduce the deficit. The report has both interactive and printable formats.
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Report
September 23, 2014
Loan guarantees made in the FHA’s single-family mortgage program between 1992 and 2013 are now projected to generate small costs over their lifetimes rather than the significant savings that were originally recorded in the federal budget.
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Cost Estimate
September 17, 2014
As ordered reported by the House Committee on Financial Services on July 30, 2014
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Presentation
September 16, 2014
Presentation by Francesca Castelli, formerly of CBO; Gabriel Ehrlich, Damien Moore, and Jeffrey Perry, all of CBO, at Massachusetts Institute of Technology
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Cost Estimate
September 15, 2014
As ordered reported by the House Committee on Financial Services on July 30, 2014
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Working Paper
September 11, 2014
This paper presents the simulation model that CBO uses to project the budgetary costs of the Federal Housing Administration’s (FHA’s) single-family mortgage insurance program.
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Cost Estimate
September 5, 2014
As ordered reported by the Senate Committee on Banking, Housing, and Urban Affairs on May 15, 2014
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Cost Estimate
June 26, 2014
As ordered reported by the House Committee on Financial Services on May 22, 2014
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Cost Estimate
June 26, 2014
As ordered reported by the House Committee on Financial Services on May 22, 2014
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Cost Estimate
June 5, 2014
As ordered reported by the House Committee on Financial Services on May 5, 2014
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Report
May 22, 2014
The budgetary costs shown for selected credit programs would be higher under fair-value accounting—an alternative to the current approach for measuring costs—because it more fully accounts for the cost of the risk the government takes on.
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Report
April 17, 2014
CBO estimates that, all told, the TARP’s transactions will cost the federal government $27 billion. That estimate accounts for the realized costs of completed transactions and the estimated costs of outstanding and anticipated transactions.
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Cost Estimate
March 21, 2014
As ordered reported by the House Committee on Oversight and Government Reform on March 12, 2014
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Blog Post
December 12, 2013
CBO examined 28 options that encompass a broad range of discretionary programs. About a third of the options would affect defense programs; the rest are for nondefense programs.