Enroll now for 2015 health coverage
Thursday, December 4, 2014
Get covered: Health insurance exchanges offer affordable care
The Affordable Care Act will help make sure every American has access to affordable, quality health care. The law makes it possible for Michiganians who do not currently have health insurance to obtain comprehensive, affordable coverage either through expanded access to the Medicaid program or through a private insurer. While some of the provisions of the law have already gone into effect, such as allowing young adults the option to stay on their parents health insurance until age 26, other aspects of the law have yet to be fully implemented.
I would encourage you to learn about the new health reform law and how it can help you and your family by clicking on the links below to the White House website, HealthCare.gov, which is operated by the Department of Health and Human Services, and other resources.
Need health care? Purchase affordable health coverage through Michigan's new health insurance markeplace. Visit Healthcare.gov or call 1-800-318-2596 to sign up. Hearing impaired callers can dial 1-855-889-4325 TTY/TDD for assistance.
From Healthcare.gov, here are the most important dates for 2015 coverage:
- December 15, 2014: The last date to enroll for coverage that starts on January 1, 2015.
- December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled.
- January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan.
- February 15, 2015: The last day to enroll in 2015 coverage. If you miss the deadline, you can't sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.
About the Affordable Care Act
How the Affordable Care Act benefits Michigan
- How the Health Care Law is Making a Difference for the People of Michigan - HHS.gov/HealthCare
- What Health Reform Means to Your State - White House
How will the Affordable Care Act help you? Information from HealthCare.gov
- How does the Affordable Care Act help people like me?
- Get plan information in your area
- Where can I find provider information?
- Health coverage for you and your family
- What if I'm pregnant or plan to get pregnant?
- If I have Medicare do I need to do anything?
- What if I have a pre-existing health condition?
- If you have health insurance
- Young adults
Finding affordable insurance coverage
- Find Insurance Options - HealthCare.gov
- How to Enroll - Enroll America
- Key Health Contacts in Michigan - Families USA
Self-Employed Individuals
Small Business
Get health insurance for your employees - HealthCare.gov- Small Business Health Options Program (SHOP) Marketplace - HealthCare.gov
- Health Care Changes Wizard - BusinessUSA.gov
- Health Care - Small Business Administration
- FAQs on Health Care Reform - Small Business Majority
- Small Business Health Care Tax Credit for Small Employers - IRS
- Affordable Care Act Tax Provisions - IRS
Large Business
Questions and Answers on Employer Shared Responsibility Provisions Under the ACA - IRS- Information for Large Businesses - HealthCare.gov
- Health Care Changes Wizard - BusinessUSA.gov
Employer Shared Responsibility Provisions
Subsidy Calculator - Henry J. Kaiser Family Foundation