Welcome to FHFA — the regulator and conservator of Fannie Mae and Freddie Mac and the regulator of the 12 Federal Home Loan Banks
 
FHFA Resources for...
 Home Affordable Refinance Program (HARP)
 
For a mortgage to be considered for a HARP refinance, it must be owned or guaranteed by Fannie Mae or Freddie Mac.
To determine if your loan is owned or guaranteed by Fannie Mae or Freddie Mac, you should contact your mortgage servicer who should verify that information for you.
Also, you may verify it yourself by going to the following link: www.makinghomeaffordable.gov/get-assistance/loan-look-up/Pages/default.aspx.

If your loan is a Fannie Mae loan, you may obtain more information on the program, at http://www.knowyouroptions.com/refinance/home-affordable-refinance-program.

If your loan is a Freddie Mac loan, you may obtain more information at http://www.freddiemac.com/avoidforeclosure/harp.html.
 
If your loan is not a Fannie Mae or a Freddie Mac loan, your loan is not covered by the HARP refinance program. You may want to contact your servicer or other lenders to discuss
refinance programs you may be eligible for. For more information see:  FHFA HARP page.
 
Careers Available at FHFA

FHFA:  MORE THAN A JOB - MAKING A DIFFERENCE!

At FHFA employees enjoy all the standard federal benefits plus additional agency benefits, including flexible work sites and schedules as well as a 401K plan administered by T. Rowe Price.
We also are not tied to the traditional government pay system, and our salaries are competitve in the housing finance job market and dependent on education, experience, and work site location.  

For detailed information on open positions and how to apply, click here.

News Center Highlights House Price Information*
News Releases - RSS 2.0

News Releases

- 2012
  December 12 Deputy Director Stephen Cross to Retire from FHFA
  November 29 Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac to Remain Unchanged in 2013
  November 29 FHFA Reports Mortgage Interest Rates
More
Statements - RSS 2.0

Statements

- 2012
  August 17 Statement of FHFA Acting Director Edward J. DeMarco On Changes to Fannie Mae and Freddie Mac Preferred Stock Purchase Agreements
  July 31 Statement by Edward J. DeMarco, Acting Director, Federal Housing Finance Agency, on the Use of Principal Forgiveness by Fannie Mae and Freddie Mac
More
Testimonies & Speeches - RSS 2.0

Testimonies & Speeches

- 2012
  December 6 Remarks of Edward J. DeMarco, Acting Director, Federal Housing Finance Agency, Before SIFMA, New York, New York, "Building a Mortgage Infrastructure for the Future"
  November 28 Remarks of Edward J. DeMarco, Acting Director, Federal Housing Finance Agency, Before The Exchequer Club, Washington, D.C., "Recent Accomplishments and a Look Ahead at the Future of Housing Finance"
More

House Price Calculator House Price Index
Calculate the current estimated dollar value of your home using FHFA's House Price calculator 

 Calculate Download the latest House Price Index for the 3rd Quarter 2012 in PDF format HPI
          *HPI Release Dates for 2012 and 2013 
Housing Market IndicatorsClick here for more information on housing markets and housing finance...
  Mortgage Rates
Freddie Mac's Weekly Primary Mortgage Market Survey Current week (ending December 6, 2012 ) Previous week (ending November 29, 2012 )
30-Year Fixed Mortgages 3.34 % 3.32 %
15-Year Fixed Mortgages 2.67 % 2.64 %
5/1-Year Adjustable Rate Mortgages 2.69 % 2.72 %
1-Year Adjustable Rate Mortgages 2.55 % 2.56 %

House Prices
FHFA House Price Index (HPI) Quarterly
Price Change
(2012Q2-2012Q3)		 Four-Quarter
Price Change
(2011Q3-2012Q3)
"Purchase-Only" U.S. Index (Seasonally Adjusted) 1.1% 4.0%
"Expanded-Data" U.S. Index (Seasonally Adjusted) 1.0% 3.3%