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AARP Health Law Guide

En español | This guide will help you find resources tailored to your needs, whether it's about Medicare, health insurance coverage for you or your family, or public programs that may work for you.

Recent Update Learn how the Health Care Law is evolving in response to court decisions. Revised on 06/28/12

Health Law Navigator

Learn How the Health Care Law Benefits You, Now and Later

Whether you have health coverage or no coverage at all — GET THE FACTS!
With AARP's Health Law Guide, learn how the Health Care Law, also called the Affordable Care Act, benefits you and your family — wherever you live.

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It takes less than 5 minutes.
It's Easy!

Simply answer a few questions to learn about benefits and protections you can get right now.
It's for You!

You'll get a personalized report about how the law works with your existing coverage or what other health coverage you may be eligible to get.

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2010

Lifetime limits on coverage are banned. Pre-Existing Condition Insurance Plans begin. Young adults can stay on their family's health insurance. More
2011

50% discount on brand-name drugs in the doughnut hole. Medicare covers more wellness & preventive care. Insurance companies must spend more on health care services. More
2012

50% discount on brand-name drugs in the doughnut hole. Higher quality Medicare Advantage plans receive bonus payments. More
2013

52.5% discount on brand-name drugs in the doughnut hole. More
2014

52.5% discount on brand-name drugs in the doughnut hole. Health Insurance Exchanges begin. Those with limited income get help with insurance costs. More
2015

55% discount on brand-name drugs in the doughnut hole. More
2016

55% discount on brand-name drugs in the doughnut hole. More
2017

60% discount on brand-name drugs in the doughnut hole. More
2018

65% discount on brand-name drugs in the doughnut hole. More
2019

70% discount on brand-name drugs in the doughnut hole. More
2020

Medicare Part D doughnut hole is completely closed. More

The information you enter into this guide is kept confidential -- AARP will not share information you provide to us with anyone. This guide is educational and not intended to provide health coverage advice. Although AARP will make every effort to provide accurate information, we cannot guarantee its accuracy. We suggest that you discuss your individual situation with your State Health Insurance Assistance Program or your human resources representative.