You can no longer be arbitrarily dropped from coverage by your insurance company simply because you get sick – protecting the 165 million Americans with private health insurance.

Your insurance company can no longer place a lifetime limit on your coverage – protecting the 165 million privately-insured Americans.

Your insurance company can no longer place low annual limits on your coverage – also protecting the 165 million privately-insured Americans.

If you are under 65 and in a new plan, you are now receiving free key preventive health services – benefiting up to 88 million Americans by 2013.

Your insurance company must now spend at least 80 percent of your premium covering medical services – rather than CEO pay, profits, and administrative costs. 165 million privately-insured Americans are now receiving the benefits of protecting the value of their premium dollar as a result.

Your insurance company must now publish on the Internet justifications for any premium increases they are seeking that are more than 10 percent and outside experts will publicly evaluate whether the increases are justified – protecting the 165 million privately-insured Americans.

You are now receiving a 50 percent discount on brand-name drugs when you are in the Medicare Part D ‘donut hole’ coverage gap. Nearly 1.3 million seniors have already received the discount.

You are now receiving free key preventive health services, such as mammograms and colonoscopies, under Medicare. Nearly 19 million seniors have already received one or more free preventive services.

You are now receiving a free Annual Wellness Visit under Medicare. 1.3 million seniors have already taken advantage of the new free Annual Wellness Visit.

You can now stay on your parents’ health plan until your 26th birthday, if you do not have coverage of your own. Because of this provision, 1 million additional young people have gained insurance over the last year.

If you have a child under age 19, they can no longer be denied coverage by an insurance company for having a “pre-existing condition.” Up to 17 million children with pre-existing conditions are now protected from discrimination.

If you are among 4 million eligible small businesses, you can receive tax credits if you choose to offer coverage to your employees – covering 35 percent of the cost of coverage.

For all adults and children, you can no longer be denied coverage by an insurance company for having a “pre-existing condition.”

If you are a woman, you can no longer be charged a higher premium simply on the basis of gender.

Your insurance company can only vary premiums based on age by a maximum of a 3-to-1 ratio.

You are protected by a cap on your out-of-pocket costs in your private health plan.