Lifetime Health Insurance Caps
Prior to the passage of the health care reform bill, many private insurers set lifetime limits on health care costs, and no additional coverage was provided once these limits were reached. Patients who exceeded their lifetime limits had to find other ways to pay for care. No Minnesotan deserves to be subject to arbitrary and discriminatory lifetime caps on insurance coverage. That's why Senator Franken supports the provision in the new health care law that prohibits insurance companies from imposing lifetime dollar limits on essential benefits, like hospital stays. This provision is effective for health plan years beginning on or after September 23, 2010.
