Foreclosure Assistance

If you face the risk of foreclosure, or are currently behind on your mortgage payments, there are resources available to help you. First, I would encourage you to contact your lender as soon as you realize you have a problem. You could also contact any of the following government resources.

Resources to Help Homeowners Avoid Foreclosure

U.S. Department of Housing and Urban Development (HUD)

HUD provides a variety of resources for homeowners at risk of foreclosure. The Department funds free or low-cost housing counseling services throughout the country. HUD-approved counselors can help homeowners understand the law and their options, organize your finances and represent you in negotiations with your lender. You can find a HUD-approved housing counselor near you by going to www.hud.gov or calling 800 569-4287 or TTY 800 877-8339.

Ohio Attorney General Richard Cordray

If you suspect you have been a victim of fraud, misleading information, or other deceptive practices, you should contact the office of the Ohio Attorney General at (800) 282-0515 or visit his website at www.ohioattorneygeneral.gov.

NeighborWorks

NeighborWorks is a national network of more than 240 community-based nonprofit organizations created by Congress. NeighborWorks provides a variety of resources for preserving homeownership in the face of rising foreclosure rates including HOPE for Homeowners, a toll-free national hotline that offers free foreclosure prevention and counseling advice from a third party, HUD-certified, not-for-profit network of counseling agencies dedicated to helping homeowners avoid foreclosure.

To locate a HUD-Certified NeighborWorks organization you can go to their website at www.nw.org.

Hope for Homeownership Hotline is 800-995-HOPE (4673) and their website is www.makinghomeaffordable.gov

Fair Housing Resource Center, Inc. of Lake County

Fair Housing is a non-profit organization that offers several housing programs that benefit residents of Lake County, Ohio. They are a Housing Counseling agency certified by HUD and provide homeowner counseling such as foreclosure prevention, predatory lending, home financing and more.

Fair Housing

866 411-3472 or you can email them at Fairhousing@yahoo.com.

Save the Dream Hotline - Ohio's Foreclosure Prevention Effort

888-404-4674

ESOP (Empowering and Strengthening Ohio's People)

ESOP is focusing toward predatory lending and home foreclosures.
They can be reached at 888-731-3767 or by visiting their website at www.esop-cleveland.org