Below is a list of resources that may help save your home and recognize and avoid foreclosure scams:

U.S. Department of Housing and Urban Development
Resources: Housing Counseling and Refinance Program Information
FHA Hotline: 1 (800) 225-5342
Internet: http://www.hud.gov/foreclosure/index.cfm

Making Home Affordable/Alternative Options

Resources: Federal Government Refinance & Loan Modification Programs
Homeowners HOPE Hotline: 1 (888) 995- HOPE
Internet: http://www.makinghomeaffordable.gov

Federal Trade Commission
Resources: Facts for Consumers
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea16.shtm

Comptroller of the Currency – Administrator for National Banks
U.S. Department of Treasury
Phone: 800-613-6743
http://www.helpwithmybank.gov

Also, below is a list of local, HUD approved, housing counseling agencies that may be of assistance:

AUSTIN HABITAT FOR HUMANITY
Phone:  512-472-8788-150
Fax:      512-476-1304
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 55 North IH 35 Suite 240
Austin, Texas 78702
Counseling Services:    
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
Website: www.austinhabitat.org

AUSTIN TENANTS' COUNCIL
Phone:  512-474-7007-113     
Fax:      512-474-0197
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 1640-B E. Second St., Suite 150
Austin, Texas 78702-4455
Counseling Services:    
- Pre-purchase Counseling
- Rental Housing Counseling    
Website: http://www.housing-rights.org

BCL OF TEXAS (BUSINESS AND COMMUNITY LENDERS)
Phone:  512-383-0025
Toll Free: 888-241-2215
Fax:      512-610-2568
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address:2212 S. Congress Avenue
Austin, Texas 78704
Counseling Services:   
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops       
Website: www.bclhomeownershipcenter.org

CCCS OF GREATER DALLAS - AUSTIN
Phone:  512-447-0711
Toll Free: 866-901-2227
Fax: 512-444-2025
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 1106 Clayton Lane, Suite 490W
Austin, Texas 78723
Counseling Services:    
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
Website: http://www.cccs.net

CCCS OF GREATER SAN ANTONIO
Phone:  512-451-9443
Toll Free: 88-880-6337
Fax:      210-979-4330
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 505 E. Huntland Dr., Suite 440
Austin, Texas 78752
Counseling Services:    
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
Website: http://www.cccssa.org

CORNERSTONE FINANCIAL EDUCATION
Phone:  800-336-1245-1308
Toll Free: 800-336-1245
Fax:      512-263-9179
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 3011 North Lamar Blvd.
Austin, Texas 78705
Counseling Services:    
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Financial, Budgeting and Credit Repair Workshops
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
- Resolving/Preventing Mortgage Delinquency Workshops
Website: www.cornerstonefinancialeducation.org

FRAMEWORKS COMMUNITY DEVELOPMENT CORPORATION
Phone:  512-385-1500
Toll Free: 512-385-1500
Fax:      512-385-1503
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 701 Tillery St., Suite # A-7B
Austin, Texas 78702
Counseling Services:    
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
Website: http://www.frameworkscdc.org

TEXAS RIO GRANDE LEGAL AID, INC.
Phone:  888-988-9996
Toll Free: 888-988-9996
Fax:      512-374-2970
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 4920 N. I-35
Austin, Texas 78751
Counseling Services:    
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Rental Housing Counseling
Website: www.trla.org

CATHOLIC CHARITIES OF CENTRAL TEXAS
Phone:  512-869-4251
Fax: 512-869-4253
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 805 W. University Ste 135
Georgetown, Texas 78626
Counseling Services:    
- Mortgage Delinquency and Default Resolution Counseling
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
Website: www.ccctx.org

NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) SAN ANTONIO, TX
Phone:  210-826-2828
Toll Free: 888-297-5568
Fax:      617-477-5526
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Address: 7330 San Pedro Avenue, Suite 108
San Antonio, Texas 78216
Counseling Services:    
- Fair Housing Pre-Purchase Education Workshops
- Financial Management/Budget Counseling
- Financial, Budgeting and Credit Repair Workshops
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Predatory Lending Education Workshops
Website: http://www.naca.com

CCCS OF GREATER SAN ANTONIO
Phone:  512-392-2699
Toll Free: 800-410-2227
Email:   This e-mail address is being protected from spambots. You need JavaScript enabled to view it
300 South CM Allen Parkway, Suite 200B
San Marcos, Texas 78666
Counseling Services:    
- Financial Management/Budget Counseling
- Mortgage Delinquency and Default Resolution Counseling
- Non-Delinquency Post Purchase Workshops
- Pre-purchase Counseling
- Pre-purchase Homebuyer Education Workshops
- Rental Housing Counseling
- Services for Homeless Counseling
Website: http://www.cccssa.org

For a complete list of HUD approved housing counseling agencies click here.  If you need additional help, please contact my district office at (512) 916-5921.