Help With Your Job

Search for Jobs 

• Apply for jobs with the federal government
• Find career opportunities with the Virginia state government
• View a list of job fairs in Virginia
• Protect yourself from job scams
• Access job seeker services in Virginia

Apply for Employment Assistance 

• Find out if you are eligible for unemployment assistance
• Receive employment assistance for veterans
• Find out if you’re eligible for trade adjustment assistance

Receive Additional Training 

• Apply for additional training through a Virginia community college
• Determine your job training needs with Virginia.gov’s career guide 
• Access important information on job preparation
• Be aware of the current labor market trends
• Identify your job skills
•  Get resume and interview advice

__________________________________________________________________________________________________________________________________________

Help With Your Money

Keep Your Savings Secure

• Read important information on saving for the future
• Find out if your bank account is insured through the FDIC
• Recognize financial scams and frauds
• Find out about the financial health of your bank or credit union
• Know how to read your financial statement

Safeguard Your Retirement 

• Read important information on retirement and health care coverage for dislocated workers
• Know how to protect your pension
• Learn about your retirement plan’s required minimum distribution
• Read information on appropriate retirement strategies

Manage Your Debt 

• Know the options for managing your debt
• Find consumer credit counseling services in Virginia for residents struggling with multiple forms of debt
• Develop a household savings plan
• Determine your debt to income ratio to find out your ability to receive a loan
• Find tax credits for those impacted by the economic downturn
• Repair your credit history
• Know your credit consumer rights
• Find a credit counselor

__________________________________________________________________________________________________________________________________________

Help With Your Home

Prevent Foreclosure 

• Read the Department of Housing and Urban Development’s Guide to Avoiding Foreclosure
• Access free help to avoid foreclosure with foreclosure counseling services in Virginia
• Find free legal assistance in Virginia for low income residents
• Access the Virginia mortgage clinic online
• Contact your mortgage lender to discuss your options
• Avoid foreclosure rescue scams
• Find out if you are eligible for loans from the Home Affordable Refinance Program
• Find information on saving your home
• Find a credit counselor
• Enroll in a reverse mortgage program to increase income if you are 62 or older
• Know mortgage servicers responsibilities to consumers  

Find Affordable Housing 

• Get help with rental options in Virginia
• Find affordable housing in Virginia
• Know your renter’s rights

Buy a Home in Today’s Market 

• Attend a homebuying course in Virginia
• Become familiar with the types of home loans available
• Learn how to protect yourself from predatory lenders
• Be familiar with the economy’s impact on the home loan market

__________________________________________________________________________________________________________________________________________

Help for Struggling Families

Manage Your Budget 

• Find out if you are eligible for financial assistance, like food stamps or child care
• Learn how to eat right when money is tight
• Read important information on nutrition assistance programs for low income families
• Contact a food bank near you

Lower Your Bills 

• Apply for energy bill assistance in Virginia
• Read important energy saving tips
• Find tax credits available for those who have lost jobs

Find Affordable Health Care 

• Find out if you’re eligible for one of Virginia’s medical assistance programs
• Update your financial information to reduce copays if you are a veteran using VA Benefits
• Find affordable primary health care near you

__________________________________________________________________________________________________________________________________________

Help for Small Business Owners

• Find loan programs and resources from the U.S. Small Business Administration (SBA)
• Read Tips for Surviving the Economic Downturn from the SBA-Virginia
• Read important information on SBA loans for Virginia Veterans
• Know your financing options
• Get information on farm loan programs
• Find resources for women-owned businesses
• Take a free online business course
• Find a business mentor
• Find financing programs at the Virginia Department of Business Assistance
•  Find loans for your business from the USDA Rural Development.
• Find information on rural development grants from the USDA Rural Development Business and Cooperative programs.
• Get information on rural development housing from the USDA Rural Housing Assistance.