Committee Reports
111th Congress (2009-2010)
House Report 111-088
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Table of Contents
Beginning
AMENDMENT
SEC. 1. SHORT TITLE.
SEC. 2. CREDIT CARDS ON TERMS CONSUMERS CAN REPAY.
`Sec. 127B. Additional requirements for credit card accounts under an open end consumer credit plan
SEC. 3. ADDITIONAL PROVISIONS REGARDING ACCOUNT FEATURES, TERMS, AND PRICING.
SEC. 4. CONSUMER CHOICE WITH RESPECT TO OVER-THE-LIMIT TRANSACTIONS.
SEC. 5. STRENGTHEN CREDIT CARD INFORMATION COLLECTION.
SEC. 6. STANDARDS APPLICABLE TO INITIAL ISSUANCE OF SUBPRIME OR `FEE HARVESTER' CARDS.
SEC. 7. EXTENSIONS OF CREDIT TO UNDERAGE CONSUMERS.
SEC. 8. PROHIBIT FEES FOR PAYMENT ON CREDIT CARD ACCOUNTS BY ELECTRONIC FUND TRANSFERS.
SEC. 9. REPORT TO CONGRESS ON REDUCTIONS OF CONSUMER CREDIT CARD LIMITS BASED ON CERTAIN INFORMATION AS TO EXPERIENCE OR...SEC. 10. EFFECTIVE DATE.
PURPOSE AND SUMMARY
BACKGROUND AND NEED FOR LEGISLATION
REGULATORY DEVELOPMENTS
HEARINGS
COMMITTEE AND SUBCOMMITTEE CONSIDERATION
COMMITTEE VOTES
COMMITTEE OVERSIGHT FINDINGS
PERFORMANCE GOALS AND OBJECTIVES
NEW BUDGET AUTHORITY, ENTITLEMENT AUTHORITY, AND TAX EXPENDITURES
COMMITTEE COST ESTIMATE
CONGRESSIONAL BUDGET OFFICE ESTIMATE
FEDERAL MANDATES STATEMENT
ADVISORY COMMITTEE STATEMENT
CONSTITUTIONAL AUTHORITY STATEMENT
APPLICABILITY TO LEGISLATIVE BRANCH
EARMARK IDENTIFICATION
SECTION-BY-SECTION ANALYSIS OF THE LEGISLATION
CHANGES IN EXISTING LAW MADE BY THE BILL, AS REPORTED
TRUTH IN LENDING ACT
TITLE I--CONSUMER CREDIT COST DISCLOSURE
CHAPTER 1--GENERAL PROVISIONS
Sec. 101. Short title
CHAPTER 2--CREDIT TRANSACTIONS
Sec. 127. Open end consumer credit plans
Sec. 127B. Additional requirements for credit card accounts under an open end consumer credit plan
Sec. 136. Dissemination of annual percentage rates
DISSENTING VIEWS
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