United States Department of Veterans Affairs

Information on the Home Loan Program

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About the Loan Guaranty Service
The VA Loan Guaranty Service is the organization within the Veterans Benefits Administration charged with the responsibility of administering the home loan program.  See an independent evaluation of the Loan Guaranty program here: Final Report | Final Report Appendices

Link To Online Videos for Veterans
Short videos provide information on the VA Home Loan process.

Pamphlets on the VA Home Loan Program
On-line copies of VA Home Loan Pamphlets.

Home Ownership Education for First Time Buyers
Valuable information for first time home buyers from the Ginnie Mae Home Ownership Center.

Frequently Asked Questions
Answers to questions most frequently asked about he VA Home Loan program.

Information on Specially Adapted Housing for Disabled Veterans
Information on the Specially Adapted Housing program for certain seriously disabled Veterans.

VA Regional Loan Centers
Addresses, telephone numbers and websites of our Regional Loan Centers.

Contact VA Loan Guaranty Service
E-mail, phone numbers and website addresses for the Loan Guaranty Service

Interest Rate Reduction Refinancing Loans
Have interest rates fallen since you obtained your VA loan?  Do you have an Adjustable Rate VA loan that you want to convert to a fixed rate loan?  The IRRRL program, also called the VA streamlined refinancing program, may be for you.  No appraisal or underwriting is required and a certificate of eligibility is not necessary.

If You Have Trouble Making Your Payments or Facing Foreclosure
If you have a VA loan but are having trouble making your mortgage payments, it is very important that you take steps to avoid a foreclosure.  VA may be able to help.

Information for Elderly Home Owners
Information for Elderly Home Owners covers Reverse Mortgages, Interest Rate Reduction Refinancing Loans, and Home Equity Fraud.

VA Direct Home Loans for Native American Veterans Living on Trust Lands
VA direct home loans are available to eligible Native American Veterans who wish to purchase or construct a home on trust lands.