If you think you qualify for a home loan modification under the Homes Affordable Modification Program Act (HAMP) then you should check the guidelines that will enable you to better understand the program. If you are currently engaged with your mortgage lender to modify your loan and are having difficulties, please fill out the attached form and fax it to 714-960-7806.  You may also contact my district office at 714-960-6483 or by e-mail at Dana.Randazzo@mail.house.gov.

The following information is provided by http://makinghomeaffordable.gov/ :

Never pay a fee in exchange for a counseling service or modification of a delinquent loan. Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams. Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt. Never make a mortgage payment to anyone other than your mortgage company without their approval. Assistance from a HUD-approved housing counselor is FREE. Visit http://www.hud.gov/offices/hsg/sfh/hcc/fc/ for more information.

Call 1-888-995-HOPE (4673) for help with the Making Homes Affordable Program and to speak with a HUD-approved housing counselor for free.

If you require further assistance in this matter, please complete this form and fax it to our Huntington Beach office at (714) 960-7806.