Congressman Randy Forbes
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SEPTEMBER 18, 2009 Twitter Facebook YouTube Digg RSS
Wins in Healthcare


A poll I came across this week noted that most Americans now want Congress to do nothing rather than to pass the proposed healthcare plan, a statistic that is interesting considering that most Americans simultaneously believe that something needs to be done to address problems within our healthcare system.

 

What the poll represents is a growing frustration that Americans have, not with healthcare reform in general, but with the exhaustive, politically-charged debate that has occurred over the past few months. Americans are tired of listening to politicians argue the nuances of lengthy legislation. Americans are worn out after raising their voices against a government-run healthcare plan, only to find their elected representatives in Washington still considering such an option. Americans are tired of watching political parties fighting for the sake of fighting. Americans simply don’t want to stomach the healthcare debate any longer. And who can blame them? “Bipartisan solutions” has become a paradoxical phrase and the source of late-night talk show jokes. Americans have lost faith in their government leaders and in the credibility of their Congress.

 

But the reality is we do need to do something in healthcare. While Americans realize this, it seems most of the leadership in Washington has not. At the most basic level, Americans want to be able to look at solutions proposed by their government leaders and say “Yes – that solution is simple and it makes sense to me. That is something we need to do.”

 

Despite the infighting that has occurred over the past few months, there are areas of common ground in healthcare. One of those areas in particular is the belief that individuals ought to be able to depend on their health insurance coverage to be there when they need it.

 

In far too many cases today, health insurance companies are terminating insurance coverage – often times for senior citizens or individuals with chronic illness – without any notification or apparent reason. Sometimes it is individuals who face emergency situations that temporarily prevent them from taking care of their own bills. Sometimes it is senior citizens who make their payments on time and find that an error within the health insurance company’s system (or the postal system) caused the cancellation. Right now in our healthcare system, many insurers are not required to provide notice to those individuals that their policy will be cancelled. It often leaves an individual with thousands of dollars in medical bills they believed would be covered. The lack of notification of cancellation creates anxiety, unrest, financial hardship, and it is just not fair to consumers.

 

Likewise, if an individual gets sick or finds out they have a life-altering disease and then loses their job, finding new insurance with that pre-existing condition is not only nearly impossible, but can be devastating to a family financially. There have been numerous cases reported across the county where a person has been diagnosed with an expensive disease like cancer that led the insurance company to search for any discrepancy, omission, or misrepresentation in that person’s application materials and medical records to justify a policy cancellation or denial of coverage. According to the Kaiser Family Foundation, insurance companies in 45 states across the country can discriminate against people based on their pre-existing conditions. For those individuals with chronic illness, denial or cancellation of health insurance can be a dangerous and life-threatening situation.

 

Denial of insurance coverage based on medical conditions is one of the most egregious healthcare issues we face today. And it is an area of reform that has overwhelming bipartisan support. President Obama and the Administration have supported this reform. Business leaders have supported this reform. Physicians overwhelmingly agree that this reform can and should be done. Republicans have supported this reform. Democrats have supported this reform. Most American citizens agree with this reform. Why then, has nothing been done?

 

It’s simple. Washington is stuck in a stalemate over 1000+ page proposals to overhaul our healthcare system and they are missing the unique opportunities we have to work together. This is why Americans are so frustrated with their government. They see leaders who would rather stubbornly argue for ideological or philosophical purity and an “all or nothing” bill than start down the path with solutions that will help us continue moving down the healthcare continuum.

 

A friend and a colleague of mine, Tom Osborne, coached the University of Nebraska football team for 25 years, leading them to three national championships before he came to serve in Congress. Tom once told me that successful coaches realize one simple rule of thumb – you don’t win championships by trying to score a touchdown every play. Good coaches, he said, focus on achieving first downs.

 

We need some first downs in Washington. We need to make small, but significant steps forward to restore institutional credibility and start making advances in healthcare. We need some successes in Washington that will ultimately lead to wins. We should start with the areas where it will be easiest – areas where we agree.

 

I've introduced a bipartisan bill that, if given a vote on the House floor today, would likely pass and would increase accessibility of healthcare and ensure continued coverage for millions of Americans. The Health Care Consumer Protection (HCCP) Act would provide individuals the right to reinstate their health insurance coverage that may have been terminated for a number of reasons.

 

Specifically, HCCP would require that if an insurance company cancels an individual's coverage under a group plan because they failed to pay their premiums, the insurance company must provide the following information in writing to the administrator of the plan and the individual covered within 14 days of cancellation:

 

- Written notice that the coverage has been cancelled;

- The reason for cancellation; and

- Notice that the original terms of coverage may be reinstated if the individuals pays the past due premium.

 

Congressman Emanuel Cleaver (MO) and Congressman Dan Lipinski (IL), both Democrats, have cosponsored this bill with me. While Congressman Cleaver, Congressman Lipinski and I don’t see eye-to-eye on every healthcare issue, we understand that on matters like this one where we have found common ground, we should take steps towards a solution. While HCCP is not the total healthcare solution, the end result of this bill will be a better healthcare system than the one we have now and more accessibility in healthcare for Americans.

Considering Czars
 

Czar.  It’s a word that has just recently come back into widespread circulation in the American political scene to describe high-ranking Administration officials with widespread responsibility from energy to healthcare to the environment.  While the term ‘czar’ has been coined primarily by the media and not the Administration there are legitimate concerns about the rise of czars. The basic definition of a czar gives some insight into why:

czar–noun

1. an emperor or king.

2. (often initial capital letter) the former emperor of Russia.

3. an autocratic ruler or leader.

4. any person exercising great authority or power in a particular field: a czar of industry. 

Americans have a natural skepticism for any government official that has the ability to exercise great power or authority – especially if unchecked.  That skepticism is interwoven in the fabric of who we are as a people and that instinct should not be ignored.  As Congressman Jack Kingston pointed out, in its day, czarist Russia had just 18 czars in 300 years.  In just seven months, the Administration has nearly doubled that number. 

This concern is not just a reaction to semantics.  Each year cabinet secretaries must sit before several House and Senate Committees to ask for and justify his or her budget. Czars are not subject to this budget transparency or accountability.  This unchecked power resulted in Stimulus Accountability Czar spending $18 million setting up a web page.  With salaries of up to $172,000 in addition to staff, office and travel budgets, czars raise real fiscal concern, not to mention constitutional considerations.

With the ballooning of the federal government Americans are especially sensitive to what they see as accumulation of power in our federal government.  My office asked for a report from the non-partisan Congressional Research Service, a group who assists Congress with compiling information and reports, on the number of czars appointed by the Administration. Here is what they found. I've also cosponsored a bill that would withhold funding from any czar not confirmed by the Senate. You can also read more about the czar debate here and here.

Leave a comment on this issue on my blog.

 

Congressman Forbes' Efforts Featured on Fox News, CNN 

 

 


FOX News and CNN featured Congressman Forbes' efforts to stop the criminalization of prayer in America. Use the link below to watch.

 

Follow this link to watch. 


Tour the Commonwealth's Scenic Byways This Fall

 


The National Scenic Byways Program has information to help you and your family plan a trip to tour some of the Commonwealth's most beautiful natural landscapes.


Follow this link for information. 


Learn About Our Nation's Constitution
 



This week we recognized National Constitution Day. To learn more about our nation's Constitution, use the link below.   

Follow this link to go. 


Other News

Sep 17, 2009 
Forbes Opposes Bill that Would Put Student Loan System Entirely in Government's Hands  
 

Sep 17, 2009
Forbes: Criminalization of Prayer in America Upon Us  

Sep 1, 2009
Introduces Bill to Prioritize Disease Research, Lower Healthcare Costs  


ON THE HILL
PHOTO GALLERY
Congressman Forbes speaks at a press conference in the Cannon House Office Building.
Congressman Forbes meets with officials from Isle of Wight.
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