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Cummings Hosts Fifth Foreclosure Prevention Seminar

If you are facing foreclosure, I invite you to participate in my 5th Foreclosure Prevention Seminar on December 18th at Woodlawn Senior High School.

The purpose of the seminar is to help people who are delinquent on their mortgages, or facing potential foreclosure get the information and resources they need to secure their homes. The event will also provide assistance to people who are seeking to re-finance their home loans or need a reduction in their current monthly mortgage payment or interest rate.

To participate, borrowers must bring copies of  the following: a detailed hardship letter; their two most recent paystubs for income verification; their last two monthly bank statements; their 2008 and 2009 tax returns; default letters or late notices from lenders; foreclosure notices or threats; and, a list of monthly household expenses.

Click HERE to register.



Important information for military personnel



The 2009 War Supplemental Appropriations Act established Retroactive Stop Loss Special Pay (RSLSP), providing $500 for each month/partial month served in stop loss status. Service members, veterans, and beneficiaries of servicemembers whose service was involuntarily extended under Stop Loss between Sept. 11, 2001 and Sept. 30, 2009 are eligible for RSLSP.

To receive this benefit, those who served under stop loss must submit a claim for the special pay. Throughout the year, the services have been reaching out to servicemembers, veterans and their families through direct mail, veteran service organizations, and the media. But there is still money left to be claimed, and the deadline is approaching. The average benefit is $3,700.




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