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TEN IMMEDIATE BENEFITS OF HEALTH CARE REFORM

The passage of the historic Patient Protection and Affordable Care Act will provide meaningful benefits that take effect at once:

• Pre-existing condition exclusions for children in all new plans are now prohibited.

• Uninsured Americans who are uninsured because of a pre-existing condition will now have access to health insurance.

• The practice of dropping people from coverage when they get sick is now prohibited.

• Prescription drug prices for seniors will be lower by reducing the donut hole.

• Small businesses will able to afford the purchase of coverage of their employees through tax credits.

• Lifetime limits and restrictive annual limits on benefits in all plans are now prohibited.

• Insurance coverage will now be extended to the dependent children of enrollees until age 26.

• New health care plans are required to cover preventive services and immunizations without cost-sharing.

• Consumers, seeking to appeal new insurance plan decisions, will now have access to an effective internal and external appeals process.

• Insurers with high administrative overhead will now be required to issue rebates to enrollees and are required to disclose what percentage of insurance premiums are used to pay for administrative costs.

The immediate impact of all these benefits is lower health care costs for all Americans.

 

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I encourage all interested students to apply for a nomination to the U.S. Military Academy (West Point), U.S. Air Force Academy, U.S. Naval Academy, U.S. Merchant Marine Academy and U.S. Coast Guard Academy.  Students accepted receive full paid tuition and a modest living stipend.  Eligible applicants must be at least 17 years old but not have passed their 23rd birthday, a U.S. citizen, unmarried and have no legal obligation to support children or other dependents.

Receiving a congressional nomination is required for admission (except for the U.S. Coast Guard Academy), but it does not guarantee admission to an academy. Academy admissions offices evaluates each candidate's high school record, class rank, standardized test scores, extracurricular activities, fitness exam and moral character before making their selections.


Interested applicants must submit all required materials to Congressman Carson's office before the November 1st deadline.  For more information about the nomination application process, click here.

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