Housing

2010

CBO's Budgetary Treatment of Fannie Mae and Freddie Mac
January 2010pdfblog post
Background Paper

 

2009

An Overview of Federal Support for Housing
November 3, 2009htmlpdfadditional infoblog post
Economic and Budget Issue Brief

Addressing the Ongoing Crisis in the Housing and Financial Markets
January 28, 2009pdfwebcastblog post
Testimony before the Committee on the Budget, United States Senate

The Budget and Economic Outlook: Fiscal Years 2009 to 2019
January 8, 2009pdfwebcast
Testimony before the Committee on the Budget, United States Senate

 

2008

Background Paper: The Outlook for Housing Starts, 2009 to 2012
November 2008pdf

CBO's Estimate of Cost of the Administration's Proposal to Authorize Federal Financial Assistance for the Government-Sponsored Enterprises for Housing
July 22, 2008htmlpdfblog post
Letter to the Honorable John M. Spratt Jr.

Policy Options for the Housing and Financial Markets
April 2008htmlpdfblog post

Mortgage and Housing Markets
April 2008webcastblog post
CBO Director Peter Orszag's presentation at the Princeton Club of New York

Testimony on Options for Responding to Short-Term Economic Weakness
January 22, 2008htmlpdfwebcastblog post
Testimony before the Committee on Finance, United States Senate

Options for Responding to Short-Term Economic Weakness
January 2008htmlpdfblog post

 

2007

Testimony on the Current Economic Situation
December 5, 2007htmlpdfwebcastblog post
Testimony before the Committee on the Budget, U.S. House of Representatives

Testimony on Turbulence in Mortgage Markets: Implications for the Economy and Policy Options
September 19, 2007htmlpdfwebcast
Testimony before the Joint Economic Committee, U.S. Congress

Background Paper: Housing Wealth and Consumer Spending
January 2007pdf

 

2006

Assessing the Government's Costs for Mortgage Insurance Provided by the Federal Housing Administration
July 19, 2006htmlpdf
Letter to the Honorable Jeb Hensarling

Testimony on the Budgetary Treatment of Subsidies in the National Flood Insurance Program
January 25, 2006pdf
Testimony before the Committee on Banking, Housing, and Urban Affairs, United States Senate

 

2005

Taxing Capital Income: Effective Rates and Approaches to Reform
October 2005pdf

Testimony on Aligning the Costs and Benefits of the Housing Government-Sponsored Enterprises
April 21, 2005htmlpdf
Testimony before the Committee on Banking, Housing, and Urban Affairs, United States Senate

 

2004

Estimating the Value of Subsidies for Federal Loans and Loan Guarantees
August 2004htmlpdf

The Potential Budgetary Impact of Recognizing Same-Sex Marriages
June 21, 2004htmlpdf
Letter to the Honorable Steve Chabot

 

2003

Subsidy Estimates for FHA Mortgage Guarantees
November 2003htmlpdf

Testimony on Regulation of the Housing Government-Sponsored Enterprises
October 23, 2003htmlpdf
Testimony before the Committee on Banking, Housing, and Urban Affairs, United States Senate

 

2001

Letter to Franklin D. Raines, Chairman and CEO of Fannie Mae, regarding CBO's draft study on the housing GSEs
June 21, 2001htmlpdf

Interest Rate Differentials Between Jumbo and Conforming Mortgages, 1995-2000
May 2001htmlpdf

Federal Subsidies and the Housing GSEs
May 2001htmlpdf

Testimony on the Federal Housing Administration's Mutual Mortgage Insurance Fund
March 20, 2001htmlpdf
Testimony before the Subcommittee on Housing and Community Opportunity, Committee on Banking and Financial Services, U.S. House of Representatives

 

2000

Letter to the Honorable Wayne Allard regarding the 1999 actuarial review of the Federal Housing Administration's Mutual Mortgage Insurance Fund
October 23, 2000htmlpdf

 

1995

Testimony on Federal Rental Assistance Programs Operated by the Department of Housing and Urban Development
January 26, 1995htmlpdf
Testimony before the Subcommittee on VA, HUD, and Independent Agencies, Committee on Appropriations, United States Senate

 

1994

The Challenges Facing Federal Rental Assistance Programs
December 1994htmlpdf

 

1992

Funding Levels for Federal Housing and Community Development Programs, 1980-1992
June 1992pdf

Implications of the Prepayment Provisions in the Cranston-Gonzalez Housing Act
April 1992pdf

Testimony on the Emergency Community Development Act of 1992
January 29, 1992htmlpdf
Testimony before the Subcommittee on Housing and Community Development of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives

 

1988

Current Housing Problems and Possible Federal Responses
December 1988htmlpdf

Changes in the Living Arrangements of the Elderly: 1960-2030
March 1988pdf

 

1987

Testimony on the Veterans Administration Home Loan Guaranty Program
June 17, 1987pdf
Testimony before the Committee on Veterans' Affairs, United States Senate

The Potential Loss of Assisted Housing Units as Certain Mortgage-Interest Subsidy Programs Mature
March 1987htmlpdf

 

1986

Housing Problems and Federal Housing Assistance Efforts
May 1986htmlpdf

 

1985

Testimony on the Housing Problems of the Elderly
March 7, 1985pdf
Testimony before the Subcommittee on Housing and Consumer Interests, Select Committee on Aging, U.S. House of Representatives

Effects of Curtailing Cost-of-Living Adjustments in Selected Federal Benefit Programs
February 1985htmlpdf

 

1984

Veterans Administration Loan Guaranty Program
March 15, 1984pdf
Testimony before the Subcommittee on Housing and Memorial Affairs of the Committee on Veterans' Affairs, U.S. House of Representatives

Veterans Administration's Loan Guaranty Program and the Loan Guaranty Revolving Fund
February 29, 1984pdf
Testimony before the Committee on Veterans' Affairs, United States Senate

 

1983

The Housing Finance System and Federal Policy: Recent Changes and Options for the Future
October 1983htmlpdf

Federal Subsidies for Public Housing: Issues and Options
June 1983htmlpdf

Tax-Exempt Bonds for Owner-Occupied Housing
May 13, 1983pdf
Testimony before the Subcommittee on Taxation and Debt Management, Committee on Finance, United States Senate

Rural Housing Programs and Their Budget Treatment
March 23, 1983pdf
Testimony before the Subcommittee on Rural Housing and Development, Committee on Banking, Housing and Urban Affairs, United States Senate

 

1982

Cumulative Effects of Benefit Reductions Proposed in the Administration's 1983 Budget on Selected Elderly Households
June 1982htmlpdf

Rural Housing Programs: Long-Term Costs and Their Treatment in the Federal Budget
June 1982htmlpdf

Federal Housing Assistance: Alternative Approaches
May 1982htmlpdf

Interactions Among Programs Providing Benefits to Individuals: Secondary Effects on the Budget
May 1982htmlpdf

The Mortgage Subsidy Bond Tax Act of 1980: Experience Under the Permanent Rules
March 1982htmlpdf

 

1981

The Tax Treatment of Homeownership: Issues and Options
September 1981htmlpdf

Low-Income Energy Assistance: Issues and Options
June 1981htmlpdf

 

1979

Testimony on Intergovernmental Fiscal Impacts of Tax-Exempt Single-Family Housing Bonds
July 18, 1979htmlpdf
Testimony before the Subcommittee on Intergovernmental Relations, Committee on Governmental Affairs

Testimony on Housing Assistance Programs
April 24, 1979htmlpdf
Testimony before the Subcommittee on Housing and Urban Affairs, Committee on Banking, Housing and Urban Affairs, United States Senate

Tax-Exempt Bonds for Single-Family Housing
April 1979pdf
Committee Print

 

1978

Background Paper: Federal Housing Policy: Current Programs and Recurring Issues
June 1978pdf

Testimony on National Housing Goals
April 12, 1978htmlpdf
Testimony before the Committee on Banking, Housing, and Urban Affairs, United States Senate

 

1977

Background Paper: Real Estate Tax Shelter Subsidies and Direct Subsidy Alternatives
May 1977pdf

Testimony on the Problem of Homeownership Affordability
April 1, 1977htmlpdf
Testimony before the Committee on Banking, Housing, and Urban Affairs, United States Senate

A Budgetary Framework for Federal Housing and Related Community Development Policy
February 1977pdf

Homeownership: The Changing Relationship of Costs and Incomes, and Possible Federal Roles
January 1977pdf