Health Care Reform

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President Obama has signed into law health reform legislation that brings down health care costs for American families and small businesses, expands coverage to millions of Americans and ends the worst practices of insurance companies. And it begins to do so this year.

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Learn more about how health care reform will benefit your small business, employees and their families:


The Affordable Care Act will provideenormous benefits to the millions of small business owners and the tens of millions of small business employees by expanding coverage options, lowering costs and giving consumers, not insurance companies, control over their own health care. Learn more.

Read a letter from SBA Administrator Karen Mills to small business owners about the new tools and benefits in the Affordable Care Act.


Six Ways Health Reform will Help Small Businesses

Small businesses want to provide health coverage for their workers, but they face extraordinary challenges to doing so, including premiums that are 18 percent higher on average than large businesses pay for the same coverage. Health reform legislation signed by the President includes a number of important benefits to help make coverage more affordable.   Learn more.

Small Business Health Care Tax Credit

Health reform legislation signed by President Obama includes a Small Business Health Care Tax Credit to help small businesses afford the cost of covering their workers. Learn more.

Visit the IRS Website to learn more about eligibility rules and to review frequently asked questions.

 
New Guidance on Small Business Health Care Tax Credit

New guidance from the U.S. Department of Treasury makes it easier for small businesses to determine if they are eligible for the health care tax credit beginning this year, and if so how large a credit they will receive. Additionally, it clarifies that a business’s credit will not be reduced if they also receive a state level credit or subsidy, and that the credit is not only for regular health insurance, but also add-on dental, vision and other limited scope health insurance coverage. 

Tax Credits are First Step in Health Insurance Reform for Small Businesses

The Affordable Care Act Saves Money and Gives Small Businesses More Choices



Small Business Health Care Tax Credit: Four Cases

Learn how four hypothetical businesses might benefit from the Small Business Health Care Tax credit under health care reform.  Learn more.

Health Insurance Reform: A Small Business Briefing

View this informative presentation aimed at helping small businesses better understand the health care reform law and how it relates to small firms. [text-only version here]


Webcast Event

SBA Administrator Karen Mills and Health and Human Services Secretary Kathleen Sebelius participated in a Q&A session on understanding the new health insurance reform law and its benefits for small businesses. This was the first of several regular Webcasts at www.HealthReform.gov that will cover the overall benefits and implementation of the new law.

The new law offers many tools to help small business owners access more affordable health insurance options for their employees. These tools include the creation of 50 state exchanges that will allow small business owners to access affordable health insurance plans for their employees, as well as new tax credits to help pay for this coverage.

For more information about the session and to learn more about health reform, visit www.HealthReform.gov.