Stephan Leimberg, CEO, Leimberg Information Services, Inc., Havertown, PA

Mary Beth Senkewicz, Deputy Commissioner, Life and Health Insurance, Florida Office of Insurance Regulation, Tallahassee, FL

Michael McRaith, Director, Division of Insurance, Illinois Department of Financial and Professional Regulation, Chicago, IL

Fred Joseph, Commissioner, Division of Securities, Colorado Department of Regulatory Agencies, on behalf of North American Securities Administrators Association, Denver, CO

James Avery, Jr., President, Individual Life for Prudential Financial, on behalf of American Council of Life Insurers, Newark, NJ

Scott Peden, President, Life Partners, Inc., Waco, TX

Michael Freedman, Senior Vice President, Government Affairs, Coventry, Fort Washington, PA