>> Read the DODD-FRANK WALL STREET REFORM and CONSUMER PROTECTION ACT, CONFERENCE REPORT TO ACCOMPANY H.R. 4173  (as filed in the House)

• Comprehensive Summary
• PayGo Provisions: How Dodd-Frank Reduces the Deficit
• How America Leads
• Key Protections for Americans and Small Businesses
• What Experts are Saying
• Editorials
• Myths vs. Facts
• Groups Supporting the Bill

 Related Conference Resources:

• H.R. 4173, Conference Base Text
• H.R. 4173 Side by Side House - Senate Comparison
• List of House Conferees
• Webcast Archive

Conference Agenda:

**Note: The Conference Agenda is preliminary and unofficial. All content is subject to modification.

Title 1, House Offer: Financial Stability, Summary--sent to Senate (6/17/2010), as amended, by voice vote

• Amendment by Rep. Biggert, NOT AGREED TO, by a record vote of 9 Yeas and 16 Nays (FSC, AG, Judiciary, OGR)
• Amendment by Rep. Moore, and Rep. Peters, AGREED TO, by voice vote.
• Amendment by Mr. Meeks, AGREED TO, by voice vote. 

Senate Counter Offer--sent to House (6/23/2010), by voice vote.

• Amendment by Sen. Crapo, NOT AGREED TO, by a roll call of 6 Yeas and 6 Nays.
• Amendment by Sen. Shelby, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays.
• Amendment by Sen. Corker, AGREED TO, by voice vote
• Amendment by Sen. Corker, AGREED TO, by voice vote
• Amendment by Sen. Corker, AGREED TO, by voice vote
• Amendment by Sen. Corker, as amended by Sen. Dodd, AGREED TO, by voice vote
• Amendment by Sen. Shelby, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays. 

Revised Senate Counter Offer, Amendment by Sen. Crapo, AGREED TO, by voice vote. 

Title 2, House Offer: Orderly Liquidation Authority, Summary--sent to Senate (6/17/2010), as amended, by voice vote.

• Amendment by Rep. Capito and Rep. Smith, NOT AGREED TO, by a record vote of 8 yeas and 14 Nays (FSC, Judiciary, OGR)
• Amendment by Rep. Bachus, NOT AGREED TO, by a roll call vote of 7 Yeas and 12 Nays (FSC, Judiciary, OGR)
• Amendment by Rep. Watt, AGREED TO, by voice vote.
• Amendment by Rep. Issa, NOT AGREED TO, by a record vote of 9 Yays and 13 Nays (FSC, Judiciary, OGR)
• Amendment by Rep. Hensarling, AGREED TO, by voice vote.
• Amendment by Rep. Hensarling, NOT AGREED TO, by a record vote of 7 Yeas and 12 Nays (FSC, Judiciary)
• Amendment by Rep. Royce, OFFERED and WITHDRWAWN. 

Senate Counter Offer --sent to House (6/17/2010), by voice vote.

House Counter Offer--sent to Senate (6/23/2010), by voice vote.

Senate Counter-Counter Offer-- sent to House (6/24/2010), by voice vote.

House Recedes to Senate, by voice vote 

Title 3, House Offer: OTS/OCC merger; thrift charter--sent to Senate (6/15/2010), as amended, by a record vote of 12 Yeas and 7 Nays (FSC, OGR)

• Amendment by Rep. Garrett, NOT AGREED TO, as modified, by a record vote of 6 Yeas and 10 Nays. (FSC)
• Amendment by Rep. Issa, OFFERED and WITHDRAWN.
• Amendment by Rep. Biggert, NOT AGREED TO, by a record vote of 7 Yeas and 12 Nays. (FSC, OGR)
• Amendment by Rep. Royce, NOT AGREED TO, by a record vote of 6 Yeas and 10 Nays. (FSC)
• Amendment by Rep. Royce, NOT AGREED TO, by voice vote. 

Senate Counter Offer, Summary--sent to House (6/15/2010)

• Amendment by Sen. Corker, AGREED TO, by voice vote
• Amendment by Sen. Corker, NOT AGREED TO, by voice vote 

House Counter Offer--sent to Senate--Senate and House Chairs Conclude Title 3 (6/22/2010) 

Title 4 House Offer: Private Funds, Summary--sent to Senate (6/15/2010), as amended, by voice vote.

• Amendment by Rep. Issa, OFFERED and WITHDRAWN. 

Senate Counter Offer, Summary--sent to House (6/15/2010), by voice vote.

House Counter Offer--House Recedes to Senate, for certain provisions. 

Title 5, House Offer: Insurance, Summary--sent to Senate (6/15/2010), as amended, by voice vote.

• Amendment by Rep. Waxman, AGREED TO, by voice vote 

Senate Counter Offer, Summary--sent to House (6/15/2010), by voice vote.

House Counter Offer--sent to Senate (06/23/2010), by voice vote.

Senate accepts House Counter Offer--House and Senate Chairs agree to close Title 5 (6/23/2010)

 

Title 6 of House Offer: Regulatory Improvements (Prudential Regulation), Summary--Sent to Senate (6/23/2010), by voice vote.

• Amendment by Rep. Biggert, and Rep. Issa, as amended, AGREED TO, by voice vote.
• Amendment by Rep. Frank to Biggert-Issa Amendment, AGREED TO, by voice vote.

 

Senate Counter Offer--Summary

House Counter Offer--Summary

Senate Counter-Counter Offer--sent to House (6/23/2010), by voice vote.

Second Senate Counter-Counter Offer--sent to House (6/24/2010), by voice vote.

House Counter-Counter Offer--sent to Senate (6/24/2010), by voice vote

• Amendment by Rep. Bachus, NOT AGREED TO, by a record vote of 6 Yeas and 10 Nays (FSC) 

Senate Counter-Counter-Counter Offer, sent to House (6/24/2010)

House Motion to Concur with Senate, AGREED TO, by voice vote.

• Amendment by Rep. Kanjorski, NOT AGREED TO, by voice vote. 

Title 7 of base text: Derivatives, Summary--sent to Senate (6/24/2010), as amended, by voice vote.

• Amendment by Rep. Lucas and Rep. Garrett, NOT AGREED TO, by a record vote of 10 Yeas and 18 Nays. (FSC, Agriculture, E&C, Judiciary and OGR)
• Amendment by Rep. Peters, AGREED TO, by voice vote.
• Amendment by Rep. Watt and Rep. Meeks, AGREED TO, by voice vote.
• Amendment by Rep. Boswell, AGREED TO, by voice vote.

Senate Counter Offer--Summary-- sent to House, as amended and modified (6/24/2010), by voice vote

• Amendment by Sen. Chambliss, NOT AGREED TO, by a record vote of 4 Yeas and 8 Nays.
• Amendment by Sen. Reed, AGREED TO, by a record vote of 8 Yeas and 4 Nays
• Amendment by Sen. Shelby, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays
• Amendment by Sen. Reed, AGREED TO, by a record vote of 8 Yeas and 4 Nays
• Amendment by Sen. Corker, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays.
• Amendment by Sen. Harkin, AGREED TO, by voice vote
• Amendment by Sen. Gregg, NOT AGREED TO, by a roll call vote of 5 Yeas and 7 Nays.
• Amendments en bloc by Sen. Reed, AGREED TO, by voice vote.
• Amendment by Sen. Chambliss, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays.
• Amendment by Sen. Dodd, AGREED TO, by voice vote.
• Amendment by Sen. Dodd, AGREED TO, by voice vote.
• Amendment by Sen. Corker, AGREED TO, by a record vote of 8 Yeas and 4 Nays. 

House Counter Offer--sent to Senate (6/24/2010) by voice vote.

Senate Counter-Counter--sent to House (6/24/2010), by voice vote.

House Counter-Counter--sent to Senate, by voice vote

Senate motion to accept House offer, AGREED TO, by voice vote

Title 8, House Offer: Payment, clearing, and settlement supervision, Summary--sent to Senate (6/17/2010), by voice vote.

Senate Counter Offer, Summary --sent to House (6/17/2010), by voice vote--re-sent, as modified (6/23/2010), by voice vote.

• Amendment by Sen. Gregg, AGREED TO, by voice vote. 

House Counter Offer--Summary--sent to Senate (6/24/2010), by voice vote.

Senate Counter-Counter Offer to Title 8, called up--sent to House (6/23/2010), as amended, by voice vote

House recedes to Senate. (6/24/2010)

Title 9 , subtitles A, B, F, H, I and J, House Offer: Investor Protection/Regulatory Improvements, Summary--Sent to Senate (6/16/2010), as amended, by voice vote

• Amendment by Rep. Royce and Rep. Bachus, AGREED TO, as amended, by voice vote.
• Amendment by Rep. Issa, to Royce, Bachus Amendment, AGREED TO, by voice vote.
• Amendment by Rep. Garrett, AGREED TO, by voice vote.
• Amendment by Rep. Waters, AGREED TO, by a record vote of 11 Yeas and 8 Nays. (FSC, Judiciary)
• Amendment by Rep. Garrett, and Rep. Kanjorski, AGREED TO, by voice vote
• Amendment by Rep Garret, NOT AGREED TO, by a record vote of 7 Yeas and 12 Nays. (FSC, Judiciary)
• Amendment by Rep. Hensarling, NOT AGREED TO, by a record vote of 7 Yeas and 12 Nays (FSC, Judiciary)
• Amendment by Rep. Issa, NOT AGREED TO, by a record vote of 8 Yeas and 14 Nays (FSC, Judiciary, OGR) 

Senate Counter Offer to Title 9, Subtitles E and, A, B, F, H, I, J together--Offered (6/16/2010), Sent to House (6/17/2010), by voice vote.

• Amendment by Sen. Harkin, DEFERRED.
• Amendment by Sen. Crapo is AGREED TO, by a record vote of 7 Yeas and 5 Nays
• Amendment by Sen. Shelby, DEFERRED
• Amendment by Sen. Gregg, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays
• Amendment by Sen. Crapo, DEFERRED

House Members request further discussion 

• Amendment by Sen. Crapo, AGREED TO, by a record vote of 11 Yeas and 1 Nay
• Amendment, (originally offered on 6/16/2010,) by Sen. Harkin, DEFERRED
• Amendment by Sen. Schumer, NOT AGREED TO, by a record vote of 4 Yays and 8 Nays.
• Amendment by Sen. Harkin, AGREED TO, by a record vote of 8 Yeas and 4 Nays
• Amendment by Sen. Shelby, AGREED TO, by a record vote of 7 Yeas and 5 Nays. 

House Counter to Title 9, Subtitle B (Fiduciary Duty)--Sent to Senate (6/24/2010), by voice vote
Sent to Senate.

Senate, AGREED TO, House Counter on Fiduciary Duty, by voice vote.

• Amendment by Sen. Shelby, AGREED TO, by record vote of 7 Yeas and 5 Nays. (Sent to House)

House Counter to Title 9, Subtitle J--sent to Senate, as amended, by voice vote. (without Subtitles D&G)

• Amendment by Rep. Kanjorski, AGREED TO, by voice vote.

Title 9, subtitle C, House Offer: credit rating agencies, Summary--sent to Senate (6/15/2010), by voice vote.

• Amendment by Rep. Garrett, AGREED TO, by voice vote.
• Technical/Manager's Amendment by Rep. Frank, AGREED TO, by voice vote. 

House Offer--sent to Senate, as amended, by voice vote.

Senate Counter Offer--sent to House (6/15/2010), as amended, by voice vote.

• Amendment by Sen. Shelby, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays.
• Amendment Sen. Dodd and Sen. Schumer, AGREED TO, by unanimous consent.
• Amendment by Sen. Gregg, AGREED TO, by a record vote of 7 Yeas and 5 Nays.
• Amendment by Sen. Dodd, AGREED TO, by voice vote. 

House Counter Offer--(6/15/2010).

Senate Counter-Counter Offer--Sent to House (6/16/2010)

House accepts Senate Counter-Counter Offer--by voice vote (6/16/2010) 

Title 9, Subtitle D, House Offer: Risk retention, Summary-- sent to Senate, (06/22/2010) by voice vote.

• Amendment by Rep. Garrett, as amended, AGREED TO, by voice vote.
• Amendment by Rep. Garrett, AGREED TO, by voice vote 

Senate Counter Offer--sent to House (06/22/2010)

• Amendment by Sen. Harkin, AGREED TO, by a record vote of 8 Yeas and 4 Nays.
• Amendment by Sen. Johnson, AGREED TO, by voice vote.
• Amendment by Sen. Crapo, NOT AGREED TO. 

House Counter Offer--sent to Senate (6/24/2010), as revised, by voice vote.

Motion to Concur, Harkin amendment in the House-Counter to Title 9, Subtitle D, AGREED TO, by a record vote of 12 Yeas and 4 Nays

Senate Counter rejects amendment by Rep. Garrett - House concurs.

• Amendment by Rep. Garrett, OFFERED and WITHDRAWN. 

Senate recedes to House Offer, both House and Senate Chairs agree to close Title 9, Subtitle D.

Title 9, subtitles E and G, House Offer: Executive Compensation/ Corporate Governance, Summary--sent to Senate by a record vote of 9 Yays and 6 Nays. (FSC)

• Amendment by Rep. Hensarling, NOT AGREED TO, by a record vote of 6 Yays and 9 Nays (FSC)

House Counter Offer to Title 9, Subtitle E--sent to Senate (6/22/2010), by voice vote.

• Amendment by Sen. Harking, DEFERRED.
• Amendment by Sen. Crapo, AGREED TO, by roll call vote of 7 Yeas and 5 Nays.
• Amendment by Sen. Shelby, DEFERRED.
• Amendment by Sen. Gregg, NOT AGREED TO, by roll cal vote of 5 Yeas and 7 Nays.
• Amendment by Sen. Crapo, DEFERRED. 

House Counter to Title 9, Subtitle G--Summary, sent to Senate (6/24/2010), by voice vote.

• "Proxy Access," by Sen. Schumer, AGREED TO, by voice vote.

Senate Counter-Counter to Title 9, Subtitle G and E--sent to House, by voice vote.

House counter, (Amends Schumer) AGREED TO, by voice vote

House motion to reconsider, AGREED TO, by voice vote

Senate receded, with modifications, by Sen. Crapo.

House, AGREED TO, Senate amendment, by voice vote

Title 10, House Offer: Consumer Financial Protection-CFPA/CFPB, Summary--Sent to Senate (06/22/2010), as amended, by voice vote

• Amendment by Rep. Bachus, NOT AGREED TO, by voice vote.
• Amendment by Rep. Gutierrez, NOT AGREED TO, by a record vote of 9 Yeas and 10 Nays (FSC, E&C)
• Amendment by Rep. Biggert and Rep. Shuler, NOT AGREED TO, by a record vote of 10 Yeas and 12 Nays (FSC, Judiciary, Small Business)
• Amendment by Rep. Hensarling and Rep. Biggert, NOT AGREED TO, by a record vote of 7 Yeas and 12 Nays (FSC, E&C)
• Amendment by Rep. Rep. Garrett and Rep. Royce, NOT AGREED TO, by voice vote
• Amendment by Rep. Bachus, NOT AGREED TO, by voice vote.
• Amendment by Rep. Peters, AGREED TO, by voice vote.
• Amendment by Rep. Hensarling, NOT AGREED TO, by a record vote of 7 Yeas to 12 Nays.
• Amendment by Rep. Royce, as amended, AGREED TO, by voice vote
• Amendment by Rep. Waters, to Royce Amendment, AGREED TO, by voice vote.
• Amendments offered en bloc, RULED NON-GERMANE. 

Senate Counter Offer--Summary, sent to House (6/22/2010), by voice vote.

• Amendment by Sen. Leahey, AGREED TO, by voice vote.
• Amendment by Sen. Crapo, DEFERRED
• Amendment by Sen. Corker, NOT AGREED TO, by a record vote of 6 Yeas and 6 Nays.
• Amendment by Sen. Chambliss, as amended, AGREED TO, by voice vote.
• Amendment by Sen. Shelby, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays.
• Amendment by Sen. Gregg, NOT AGREED TO, by a record vote of 5 Yeas and 7 Nays.
• Amendment by Sen. Corker, NOT AGREED TO, by a record vote of 6 Yeas and 6 Nays. 

Senate Counter offer, (as amended,) AGREED TO, by voice vote.

House Counter Counter Offer--Summary, sent to Senate, by voice vote.

• Amendment by Rep. Issa, AGREED TO, by voice vote.
• Amendment by Rep. Hensarling, OFFERED.
• Amendment, Second degree to Hensarling, by Rep. Issa, OFFERED and WITHDRAWN.
• Amendment by Rep. Hensarling, NOT AGREED TO, by a record vote of 6 Yeas and 10 Nays.
• Amendment by Rep. Capito and Rep. Bachus, NOT AGREED TO, by a record vote of 9 Yeas and 10 Nays. 

Senate Counter-Counter Offer-- Summary (6/24/2010)

House receded to Senate-- (6/24/2010) by voice vote.

Title 11 House Offer: Fed Audit and Governance, and Emergency Liquidity Provisions, Summary--sent to Senate (6/16/2010), as amended, by voice vote.

• Amendment by Rep. Garrett, NOT AGREED TO, by a record vote of 7 Yeas and 12 Nays.
• Amendment by Rep. Frank, AGREED TO, by voice vote. 

Senate Counter Offer, Summary --Sent to House, as amended, by voice vote.

• Amendment by Sen. Leahy, AGREED TO, by voice vote.
• Amendment by Sen. Shelby, AGREED TO, by voice vote.
• Amendment by Sen. Reed, NOT AGREED TO, by a record vote of 2 Yeas and 10 Nays. 

House, RECEDED TO, Senate position on Title 11

Title 14, House Offer: Predatory lending, Summary--sent to Senate (6/22/2010), by voice vote

House Offer is divided to consider only the section on Regulation and Mortgage. House Offer subsections--sent to Senate, by voice vote.

• Amendment by Rep. Capito, NOT AGREED TO, by record vote of 6 Yays and 10 Nays (FSC)
• Amendment by Rep. Waters, AGREED TO, by voice vote.
• Amendment by Rep. Hensarling, revised, is OFFERED and RULED NON-GERMANE.
• Appeal the ruling of the chair by Rep. Hensarling, NOT AGREED TO, by a record vote to table of 10 Yeas to 6 Nays.
• Amendment by Rep. Biggert and Rep. Issa, OFFERED and RULED NON-GERMANE. 

Senate Counter Offer, Summary-- AGREED TO, by voice vote. (Sent to House)

House Counter-Counter Offer-- AGREED TO, by voice vote. (Sent to Senate)

• Amendment by Rep. Kanjorski, AGREED TO, by voice vote. 

Senate Counter Offer, modified by Sen. Dodd. AGREED TO, by voice vote. 

Title 15, House Offer: Miscellaneous Provisions , Summary-sent to Senate (6/24/2010), by voice vote.

• Amendments by Rep. Issa en bloc, AGREED TO, by voice vote.
• Amendment (Managers/Technical) by Rep. Grayson, AGREED TO, by voice vote. 

Joint House-Senate Counter Offer--sent to Senate (6/24/2010), by voice vote.

Joint House-Senate Counter Offer--sent to House (6/24/2010), by voice vote.

• Amendment by Sen. Reed, AGREED TO, by a record vote of 7 Yeas and 5 Nays.
• Amendment by Sen. Crapo, AGREED TO, by voice vote. 

House, AGREED TO, Senate Counter Offer on Joint House-Senate Counter by voice vote

Senate Counter Offer on Joint House-Senate Counter Offer--sent to House (6/24/2010), by voice vote.

• Amendment by Sen. Dodd, AGREED TO, by voice vote. 

House, AGREED TO, Senate Counter Offer on Joint House-Senate Counter offer, by voice vote.

 

House Passed Provisions (prior to conference): 

 

H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 (Engrossed as Passed by House)

• TITLE I—Financial Stability Improvement Act, Summary
• TITLE II—Corporate and Financial Institution Compensation Fairness Act, Summary
• TITLE III—Derivatives Markets Transparency and Accountability Act, Summary
• TITLE IV—Consumer Financial Protection Agency Act, Summary
• TITLE V—Capital Markets, Summary
• TITLE VI—Federal Insurance Office, Summary
• TITLE VII—Mortgage Reform and Anti-Predatory Lending Act, Summary
• TITLE VIII—Foreclosure Avoidance and Affordable Housing, Summary
• TITLE IX—Nonadmitted and Reinsurance Reform Act
• TITLE X—Interest-Bearing Transaction Accounts Authorized

Related Doccuments:

• Bill Summary
• Bill Highlights
• Talking Points
• How H.R. 4173 addresses the Volcker Rule
• Wall Street Reform Bill Addresses Problems Raised By Lehman Failure
• Republican Response to the Worst Financial Meltdown since the Great Depression: “What, There’s a Problem?”
• Brochure on H.R. 4173, Wall Street Reform and Consumer Protection Act
• Wall Street Reform and Consumer Protection Act: Myths vs. Facts
• Chairman Frank Op-ED: "A Comprehensive Solution to Combustible Markets"
• FDIC Chairman, Sheila Bair Op-ED: "Beyond Bankruptcy And Bailouts"
• H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009, (Included as TITLE II of H.R. 4173), Summary
• H.R.1728, Mortgage Reform and Anti-Predatory Lending Act (Included as TITLE VII of H.R. 4173), Summary