"Today, I am pleased to be here on behalf of the Appraisal Institute, American Society of Appraisers, American Society of Farm Managers and Rural Appraisers, and the National Association of Independent Fee Appraisers, the four largest professional appraisal organizations in the United States, representing 30,000 real estate appraisers...[H.R. 3837] would protect consumers and financial institutions from mortgage [fraud], by addressing shortcomings in the appraisal regulatory structure...We appreciate the work of the bill sponsors because mortgage fraud is an issue that deserves the attention of Congress."   
    -- Alan E. Hummel, SRA Chair, Government Relations Committee, Appraisal Institute on behalf of
    Appraisal Institute, American Society of Appraisers, American Society of Farm Managers and
    Rural Appraisers, and the National Association of Independent Fee Appraisers

"[T]he Escrow, Appraisal, and Mortgages Servicing Improvements Act...focuses much needed attention on the role that loan servicers and appraisers have played in the subprime foreclosure crisis. Requiring lenders to escrow for taxes and insurance on subprime mortgages is an essential step to preventing families from unfairly losing their homes."    
    -- Michael D. Calhoun, President, Center for Responsible Lending

"I cannot fully express my deep appreciation to Congressman Kanjorski for keeping this vital piece of legislation on his list of priorities.  The American people, as well as the Wall Street investors need this protection.  The accessibility to mortgages in Northeastern Pennsylvania has dried up even for prime borrowers, and these mortgage problems stem from issues that took place in the area at the early part of the decade.  Because these issues are so relevant to Northeastern Pennsylvania, Congressman Kanjorski understands the damage that bad mortgages can produce and he recognizes the urgent need for legislation."
    -- Maureen McGrath, National Advocacy Against Mortgage Servicing Fraud

"...On behalf of the nations [sic] independent mortgage bankers, we commend...Chairman Kanjorski on the Escrow, Appraisal, and Mortgage Servicing Improvements Act (H.R. 3837)...[The bill takes] important steps to shore up confidence in the mortgage system through increased disclosure, uniform lending guidelines, minimum standards for mortgage originators, and enhanced appraisal and servicing protections."
    -- Scott Stern, CEO, Lenders One/National Alliance of Independent Mortgage Bankers"

...we want to take this opportunity to commend Rep. Kanjorski (D-PA)...for proposing the Escrow, Appraisal, and Mortgage Servicing Improvements Act ("HR 3837").  NAMB believes that efforts to require escrows for certain mortgage loans, to improve mortgage servicing, promote sustainable homeownership opportunities, and improve the appraisal process are laudable, and we support legislation that furthers these ends."   
    -- Marc Savitt, President-elect, National Association of Mortgage Brokers

"As the President of the National Association of Mortgage Brokers and a constituent of the Congressman, I would like to commend Congressman Kanjorski for responding to the needs of all Pennsylvanians and U.S. citizens by introducing this bill. It clearly addresses the issues that contributed to the subprime meltdown as well as the foreclosure problems in Northeastern Pennsylvania.  We see this as a significant consumer protection initiative, and the National Association of Mortgage Brokers looks forward to working with the Congressman to further this bill."        
    -- George Hanzimanolis, President, National Association of Mortgage Brokers

"On behalf of over 1.3 million members...I want to convey our support for your bill H.R. 3837...which brings much needed improvements to the appraisal industry and will mitigate many contributing factors to our current delinquency and foreclosure crisis."
    -- Pat Combs, President, National Association of Realtors

"Congressman Kanjorski's bill, H.R. 3837, is also relevant to the discussion of possible reforms to other aspects of the home mortgage lending industry...NCUA commends the Congressman's interest in addressing these mortgage servicing issues, particularly those that enhance transparency and consumer disclosures. As the legislation moves forward, NCUA will provide additional information on the relative benefit of these changes to consumers and their operational impact on credit unions."
    -- The Honorable JoAnn M. Johnson, Chairman, National Credit Union Administration

"Industry research documents that the great majority of appraisers feel pressured to inflate appraisals, which has contributed to an over-heated housing market.  Combined with a comprehensive anti-predatory lending bill, [H.R. 3837] will be a key solution to the mortgage meltdown."
    -- John Taylor, President & CEO, National Community Reinvestment Coalition