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Although there are plenty of negative aspects of our health care system to report on and analyze, it is important to every so often emphasize the positive. As of late, there are some very hopeful developments, ones that move our health care system away from one that is mismanaged by the government and toward one that is more market driven. Here are a few of them:
Doctor Coburn: Senator Tom Coburn (R-OK), has put forward the most market-oriented reform of health care yet. Under the "Universal Health Care Choice and Access Act," all Americans would be eligible for a $2,000 tax rebate, $5,000 for families. This money would be paid directly to the patient's health insurance. This would allow patients to make their own medical decisions. If the patient uses a cheaper health insurance company, the excess money will be deposited in a Health Savings Account (HSA). The HSA is a personal, tax-free savings account that can be used to help pay future medical bills. The account would be completely controlled by the individual. Furthermore, under Coburn's bill federal laws will be changed to deregulate insurance companies and allow portable insurance to be offered by employers. Insurance policies will be compatible nationwide and increased transparency in the health care system will be required.
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