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The Basics: Getting Started

Start gathering information early.   Free information is readily available from:
  • High school counselors
  • College and career school financial aid offices from the school you plan to attend
  • Local and college libraries
  • Department of Education Web page
  • Other Internet sites (search terms "student financial aid OR assistance")
Ask questions. Counselors may know if you have exceptional circumstances that affect your eligibility.

Be organized.  Calendars can help keep you on track while you're still in high school.  Visit the National Association for College Admission Counseling for their "Prep for College Calendars." 

Keep copies of all forms and correspondence.  You must reapply for aid each year.

For parents of students, begin saving money long before your child attends college.
College Savings Plan Network (state "Section 529" plans)
FinAid: for Parents
Tax incentives for higher education expenses

Beware of scholarship scams -- don't pay for free information!
Department of Education
Federal Trade Commission
Washington D.C. Office
1433 Longworth House
Office Building
Washington, D.C. 20515
Phone: (202)225-4876
Fax: (202)225-5587
Jasper District Office
247 Carl Elliott Building
1710 Alabama Avenue
Jasper, Alabama 35501
Phone: (205)221-2310
Cullman District Office
205 Fourth Avenue,
Northeast Suite 104
Cullman, Alabama 35055
Phone: (256)734-6043
Gadsden District Office
107 Federal Building
600 Broad Street
Gadsden, Alabama 35901
Phone: (256)546-0201
Decatur District Office
P.O. Box 668
Decatur, Alabama 35602
Phone: (256)350-4093
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