Representative John Spratt, Proudly Serving the People of the 5th District of South Carolina image of Capitol

Education Loans

If you are looking for information on student financial aid or have an existing student loan for which you are looking for repayment information, the resources below address some of the more specific questions about financial aid, defaulted student loans, and loan consolidation.

If you are having a specific problem in trying to resolve your student loan repayment or are having a problem finding the status of your federal student loan and need assistance, information on how to open a case file can be found on my casework web page. If you have further questions, please don't hesitate to contact my office.

Student Financial Aid

Student Financial Aid Guide - Congressional Research Service
U.S. Department of Education
FSA's Financial Aid for Students Website
The Student Guide 2004-2005
Free Application for Federal Student Aid (FAFSA) Website
FSA Publications on Student Aid
GovLoans - Education Loans
Career Colleges and Technical Schools - Paying for your Education
Students.Gov

Other Resources

Veterans GI Bill
IRS Tax Information for Students
International Education
Protect Yourself from Identity Theft
Scholarship Scams

Student Loan Repayment Difficulties

If you have trouble making your education loan payments, immediately contact the organization that services your loan. You might qualify for a deferment, forbearance, or other form of payment relief. If you have already contacted your loan servicer(s) and are still unable to resolve an issue, you might wish to contact the FSA Office of the Ombudsman to help you and the loan servicer communicate better.

Relevant Links
Repaying Your Student Loan
Direct Loan Website
Direct Loan Servicing Online
Difficulty Repaying Resources
Deferment and Forbearance Forms
Addressing Your Defaulted Student Loans
Student Loan Default FAQs
FSA Ombudsman

Loan Consolidation

A Consolidation Loan allows you to combine all the federal student loans you receive to finance your college education into a single loan.

Relevant Links
Direct Consolidation Loans
Checklist Tool for Consolidation
Loan Consolidation Tips