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Joint Economic Committee Democrats

Pension Charts

Chart 2.1
Last updated 7/25/06

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  • In 2004, 53 percent of workers aged 25-64 participated in some type of employer-sponsored pension plan. Participation was highest among government workers (78 percent).

  • Among private sector workers, pension plan participation was 48 percent overall, and 54 percent among those employed year-round, full-time.

  • These participation rates have held relatively steady over the past 20 years.
Note: Employer-sponsored pension plans include defined benefit plans and defined contribution plans such as 401(k) plans.