Plan Your Retirement

A secure, comfortable retirement is every worker's dream. And now because we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances.

How the Social Security Retirement Planner can help you now

This planner provides detailed information about your Social Security retirement benefits under current law and points out things you may want to consider as you prepare for the future. If you are:

• Looking for information, you can:
  • Find your retirement age,
  • Use the benefit calculators to test out different retirement ages or future earnings amounts,
  • Learn about Social Security programs,
  • Find out what happens if you work after you retire, and
  • Learn how certain types of earnings and pensions can affect your benefits.
     
• Already near retirement age, you can:
  • Discover your retirement options,
  • Get information about how members of your family may qualify for benefits,
  • Find instructions on how to apply for benefits and what supporting documents you'll need to furnish, and
  • Apply for retirement benefits.

Reminder: You need to sign up for Medicare close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits start automatically.)

mymoney.gov (This Federal Government website is designed to help you understand more about your money.)