Social Security
Every individual who works and pays Social Security taxes (called FICA on some pay stubs) earns Social Security credits to apply toward retirement. Most people earn the maximum four credits per year.

The number of credits needed to get retirement benefits depends on an individual's date of birth. People born in 1929 or later need 40 credits to claim Social Security benefits—or 10 years worth of work. Social Security benefits are based on earnings averaged over most of one's working career.

Individuals experiencing problems with their Social Security benefits, enrollment or any other issues may contact one of Congresswoman Bono's district offices for assistance.

Signing up for Social Security

Individuals can call 1-800-772-1213 to apply for benefits or to make an appointment to visit any Social Security office in person.

Depending on individual circumstances, some or all of the documents listed below are needed for Social Security application. Individuals who don't have all of the outlined paperwork should not delay in applying for benefits. The Social Security office can help obtain proper documentation.

Information needed:

Social Security number;
Birth Certificate;
W-2 forms or last year's tax returns;
Proof of citizenship or lawful alien status;
Name of your bank and your account number;
Military discharge papers, if applicable;
Spouse's birth certificate and Social Security number if he or she is applying for benefits;
Children's birth certificates and Social Security numbers if applying for children's benefits.